Financial EducationWithout the Financial Risk
Teach your kids about taxes, debt, investing, and wealth building through a safe, virtual economy powered by AI.
Core Features
Everything you need to teach your kids how money really works
Virtual Ledger: Track What You Owe
The Virtual Ledger is the heart of m2mm. It tracks how much you (the parent) owe your child in virtual currency. Kids earn by completing gigs (chores), and cash out when they need real money. You hold the actual cash. No bank account needed.
Gigs (Chores)
Kids complete tasks you assign. You approve and their balance increases.
Cash-Outs
Kids request withdrawals. You approve and give them real cash or Venmo.
No Banking Required
No SSN, no KYC, no account linking. Start in 30 seconds.
Emma's Balance
Updated just nowTotal Virtual Balance
$287.50
Bank of Mom & Dad holds real cash
Completed Gig
Cleaned room
Cash-Out Request
Movie tickets
Investment Gain
Apple stock +5%
Why This Approach Works
Learning through experience beats reading any textbook
Safe Experimentation
Kids learn best by doing. Let them crash financially in the simulator, not in real life. Virtual losses teach real lessons.
Natural Discovery
Hard Mode teaches inflation better than any lecture. When kids see their cash lose value, they naturally move to investments.
Immediate Feedback
Real-time balance updates and AI explanations reinforce learning. Kids see cause and effect instantly.
Ready to Give Your Kids the Financial Education They Deserve?
Start teaching wealth building today. Free tier available. No credit card required.